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CSS Insurance

The health insurer you trust

We began offering health insurance in Lucerne in 1899. Since then, CSS Insurance has become much more than simply an insurer you can rely on, no matter what your life circumstances. When it comes to their health, some 1.7 million people put their trust in us, making us one of Switzerland's leading health insurers.

Switzerland's most trusted health insurer

Reader’s Digest conducted its annual survey to determine which brands inspire the most confidence among consumers. In 2018, CSS came out top in the 'Health Insurance' category for the seventh time.


Mandatory health insurance: basic insurance

Basic insurance is mandatory for everyone who is resident in Switzerland. We offer a choice of five models for you to choose from: the standard model is the default option and gives you a free choice of doctor. The four alternative models let you receive a premium discount by deciding who your first point of contact in health-related matters will be.

Voluntary health insurance: supplementary insurance

Supplementary insurance enables you to close gaps in your basic insurance. Unlike mandatory basic insurance, supplementary insurance is purely voluntary. Another difference is that you are required to fill out a health declaration. We therefore recommend that you take out supplementary insurance in good time.

International insurance

It is also important to have good insurance cover when abroad. Perhaps you no longer live in Switzerland but would nevertheless prefer to maintain your usual insurance cover for medical and financial expenses. Or maybe you would like to arrange cover from your health insurer for visitors from abroad during their stay. Our international insurance solutions could be what you're looking for.