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CSS consolidated results at a glance

The CSS Group publishes a comprehensive annual report each spring and releases information on the Group and its individual companies' key results for the year.

Annual report

Group figures as at 31.12.2022

Figures in CHF thousands

CSS Group
Premiums earned for own account
6'747’189
Expenses for insurance claims for own account
-6'080’870
Operating expenses for own account
-505’928
Consolidated result
54’446
Claims ratio
91,8%
Cost ratio
7,5%
Combined Ratio 99,3%
Return on investment
-6,4%
Number of OKP insured persons as at 31.12. 1'556'969
FTEs 2'463
Number of agencies 98
KVG segment
Claims ratio
97,8%
Cost ratio
4,2%
Combined Ratio 102,0%
Result
-79’180
VVG/UVG segment
Claims ratio
68,2%
Cost ratio
20,7%
Combined Ratio 98,9%
Result
133’037

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