Reinigung der Wanderschuhe auf dem Balkon

Guest insurance Switzerland

Medical costs insurance for guests protects any friends and relatives from abroad who come to visit you in Switzerland.

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The advantages for you

  • Covers visitors from abroad in the event of illness or accident.
  • Pays for stays in the general ward of a hospital, visits to the doctor and medication.
  • Valid throughout the entire Schengen area (except the country of residence).
  • Covers emergency transport or, in case of death, repatriation to the deceased's place of residence.

Good to know

In an emergency

The Europäische Reiseversicherung Assistance Centre is there to help: 0848 801 803.

Especially for you

Insurance cover available for individuals and families.

For all kinds of stay

From 5 days to 6 months – you choose the duration of the guest insurance.

Schengen visa

Guest insurance is required for a Schengen visa.

How guest insurance works

Enjoy a carefree visit

Guest insurance lets your visitors from abroad enjoy a safe stay in Switzerland and the Schengen states. It protects them from the high medical costs of falling ill or having an accident during their stay.

SOS Protection

Emergency transport to hospital at the insured person’s place of residence is covered. In addition, the insurance pays the travel costs if the insured person's holiday has to be cut short because they or someone close to them is taken ill or has an accident.


No. Pre-existing illnesses and injuries, pregnancy and childbirth, mental illness, and tooth and jaw disorders are not covered.

Yes. A retention fee of CHF 200 applies to each claim payable. For persons over 60, the retention fee is CHF 500.

Guest insurance can be taken out before arrival. After entering the country, guest insurance can only be taken out within five days of arrival and requires a health declaration.

No. The insurance cannot be taken out for people aged 80 and over.

No. This insurance is offered in partner­ship with Europäische Reiseversicherung AG, St. Alban-Anlage 56, 4002 Basel.


Personal advice

Get in touch for a personal consultation.