myFlex Hospitalisation Insurance
Hospitalisation Insurance gives you a choice whenever you need treatment in hospital, making it an ideal supplement to basic insurance.
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The advantages for you
- Free choice of hospital throughout Switzerland.
- Free choice of ward.
- No costs in the event of an emergency abroad.
- Contributions towards births at home or in a birth centre.
How it works
Do you need to go into hospital? myFlex Hospitalisation Insurance makes sure you are ideally prepared. You decide at which hospital in Switzerland you wish to be treated. And before being admitted, you choose whether you’d like to stay in a general, semi-private or private ward.
myFlex Hospitalisation Insurance comes in three different versions: Economy, Balance and Premium. Choose the one that best suits your budget and needs.
Votre prime en un coup d’oeil
Overview of benefits for stays in hospital Overview of benefits for stays in hospital
myFlex Hospitalisation Insurance
The best choice if you want full flexibility for your stay in hospital.
Elective treatment in Switzerland, emergency treatment worldwide
Elective treatment in Switzerland, emergency treatment worldwide
Elective treatment in Switzerland, emergency treatment worldwide
Choice of ward before admission to a hospital or clinic. The co-payment is determined on the basis of the ward chosen when the contract is concluded and will be invoiced each calendar year.
Choice of ward before admission to a hospital or clinic. The co-payment is determined on the basis of the ward chosen when the contract is concluded and will be invoiced each calendar year.
Choice of ward before admission to a hospital or clinic. The co-payment is determined on the basis of the ward chosen when the contract is concluded and will be invoiced each calendar year.
Choice of HIA and CSS-recognised hospitals
Choice of HIA and CSS-recognised hospitals
Choice of any hospital
Max. CHF 500,000/calendar year
Choice of HIA and CSS-recognised hospitals, for max. 60 days/calendar year
Choice of HIA and CSS-recognised hospitals, for max. 90 days/calendar year
Choice of any clinic, no limit
Together max. CHF 20/day, up to max. CHF 500/calendar year
Together max. CHF 80/day, up to max. CHF 2,000/calendar year
Together max. CHF 160/day, up to max. CHF 4,000/calendar year
Choice of HIA and CSS-recognised birth clinics
Choice of HIA and CSS-recognised birth clinics
Choice of HIA and CSS-recognised birth clinics
CHF 1,000 per birth without substantiation of costs
CHF 1,500 per birth without substantiation of costs
CHF 2,000 per birth without substantiation of costs
For max. 10 days after the birth
For max. 30 days after the birth
For max. 60 days after the birth
Up to 10 weeks after the birth, max. CHF 100/day
All costs for up to 10 weeks after the birth
For a person accompanying a child, max. CHF 80/day, up to max. CHF 2,000/calendar year
For a person accompanying a child or an adult, max. CHF 160/day, up to max. CHF 4,000/calendar year
Max. CHF 500/case
Max. CHF 4,000/case
Max. CHF 10,000/case
Choice of HIA and CSS-recognised hospitals, for max. 60 days/calendar year
Choice of HIA and CSS-recognised hospitals, for max. 90 days/calendar year
Choice of any clinic, for max. 180 days/calendar year
Max. CHF 500,000/calendar year
Up to CHF 250/calendar year; no accumulation with myFlex Outpatient Insurance
Up to CHF 1,000/calendar year; no accumulation with myFlex Outpatient Insurance
Up to CHF 2,000/calendar year; no accumulation with myFlex Outpatient Insurance
In HIA and CSS-recognised hospitals. Ward can be chosen before admission. Co-payment per calendar year:
Option 1
General ward: no co-payment
Semi-private: 40%, up to CHF 8,000
Private: 70%, up to CHF 14,000
Option 2
General ward: no co-payment Semi-private: 20%, up to CHF 4,000
Private: 35%, up to CHF 7,000
Option 1
General ward: no co-payment
Semi-private: 40%, up to CHF 8,000
Private: 70%, up to CHF 14,000
Option 2
General ward: no co-payment Semi-private: 20%, up to CHF 4,000
Private: 35%, up to CHF 7,000
In HIA and CSS-recognised hospitals. Ward can be chosen before admission. Co-payment per calendar year:
Option 1
General ward: no co-payment
Semi-private: 20%, up to CHF 2,000
Private: 35%, up to CHF 4,000
Option 2
General ward: no co-payment*
Semi-private: no co-payment
Private: 35%, up to CHF 2,000
Option 1
General ward: no co-payment
Semi-private: 20%, up to CHF 2,000
Private: 35%, up to CHF 4,000
Option 2
General ward: no co-payment*
Semi-private: no co-payment
Private: 35%, up to CHF 2,000
In all hospitals in Switzerland. Ward can be chosen before admission. Co-payment per calendar year:
Option 1
General ward: no co-payment*
Semi-private: no co-payment
Private: 35%, up to CHF 2,000
Option 2
General ward: no co-payment**
Semi-private: no co-payment*
Private: no co-payment
Option 1
General ward: no co-payment*
Semi-private: no co-payment
Private: 35%, up to CHF 2,000
Option 2
General ward: no co-payment**
Semi-private: no co-payment*
Private: no co-payment
Downloads
- Comparison of myFlex benefits (PDF)
- myFlex product brochure (PDF)
- Hospitals without CSS-recognised general and/or semi-private/private wards (in German) (PDF)
- List of hospitals with selected service providers myFlex (PDF)
- Pregnancy and birth – myFlex supplementary insurance benefits (PDF)
- Abroad – myFlex benefits at a glance (PDF)
- GIC – myFlex products (PDF)
- Supplementary conditions – myFlex Outpatient Insurance (PDF)
- Form for planned treatment abroad (PDF)
