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Your health insurer

More than 1.6 million people put their trust in us. How about you? Compare health insurance premiums and switch to CSS.

Choose your basic insurance

Advice digitally or by phone

Telmed

  • Digitally or by phone – with the Well app and the telemedicine centre.
  • If necessary, you'll be referred to a doctor of your choice.
  • Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
  • Min. 10% premium discount.
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Recommendation

All the benefits of a doctors’ network

HMO model

  • A doctor you know and trust from your medical network or group practice is your main point of contact.
  • Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
  • Min. 14% premium discount.
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Ideal for high medical bills

Multimed

  • Reduced retention fee: just CHF 400 instead of CHF 700 a year.
  • You have two partners: the Multimed family doctor and the telemedicine centre.
  • Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
  • Min. 14% premium discount.
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Go directly to your family doctor

Family doctor model

  • The family doctor you know and trust is your main point of contact.
  • Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
  • Min. 10% premium discount.
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Free choice of doctor

Standard model

  • Free choice of doctor throughout Switzerland.
  • Make an appointment directly with a specialist.
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Changing your health insurer couldn't be easier

Switching insurance provider is quick and easy. We'll be happy to advise you and help you with the cancellation procedure. Our tip: don’t forget your current health insurer's notice period.

Premiums depend on where you live, your age and what deductible you choose. Our Premium Calculator now contains the 2023 health insurance premiums.

Premiums for 2023 at a glance

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How to save on premiums

Premiums depend on where you live, your age and what deductible you choose.

Higher deductible
The higher the deductible, the lower the premium. How to make the right choice.
Find out more
Switch model
Change your medical point of contact and pay less.
Here’s how
Exclude accident cover
If you work at least 8 hours a week, you can save on premiums.
Change accident cover