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Basic insurance It's worth comparing
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Your health insurer

More than 1.75 million people put their trust in us. How about you? Compare health insurance premiums and switch to CSS.

Changing your health insurer couldn't be easier

Switching insurance provider is quick and easy. We'll be happy to advise you and help you with the cancellation procedure. Our tip: don’t forget your current health insurer's notice period.

Premiums depend on where you live, your age and what deductible you choose. Our Premium Calculator now contains the 2024 health insurance premiums.

Premiums for 2024 at a glance

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The general health insurer you trust

Once again in 2023, CSS is the brand that Swiss people trust most.

Most Trusted Brand 2023

CSS took top place yet again in the Reader’s Digest «Trusted Brands» study in the health insurance category. 2,300 people throughout Switzerland took part in the survey.

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Choose your basic insurance

Go directly to your family doctor

Family doctor model

  • The family doctor you know and trust is your main point of contact.
  • Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
  • At least 10% premium discount.
Discover the advantages Calculate your premium
Recommendation

All the benefits of a doctors’ network

HMO model

  • The chosen doctor’s practice from the medical network or the group practice is your first point of contact.
  • You can see an eye doctor, gynaecologist or midwife directly.
  • 14–16% premium discount.
Discover the advantages Calculate your premium

Ideal for high medical bills

Multimed

  • The Multimed practice, telemedicine centre or Well app is your first point of contact.
  • You can see an eye doctor, gynaecologist or midwife directly.
  • Premium discount of at least 16% and CHF 300 less as a retention fee.
Discover the advantages Calculate your premium

Advice digitally or by phone

Telmed

  • Your first point of contact is the Well app or the telemedicine centre.
  • You can see an eye doctor, gynaecologist or midwife directly.
  • At least 10% premium discount.
Discover the advantages Calculate your premium

Free choice of doctor

Standard model

  • Free choice of doctor throughout Switzerland.
  • Make an appointment directly to see a specialist.
Discover the advantages Calculate your premium

Tips on general health insurance

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Hearing aids & insurance

When do IV and AHV contribute, when does general health insurance pay?

What’s that you say?
815573622
Geburtsgebrechen

Was bedeutet das? Wann zahlt die IV, wann die Krankenkasse?

Fakten lesen
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Cancelling health insurance

Important points to note when cancelling your health insurance.

View checklist
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Accident or illness

How to close gaps, and which insurance covers the costs.

Read the facts
699085161
Psychotherapy & health insurance

Psychological counselling and psychotherapy: what does health insurance pay?

Find out more
1328699249
Tax return

How to deduct healthcare costs and premiums.

Go to tips
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Health insurance made simple

How the health insurance system is structured, and what you need to know.

Read now
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Welcome to Switzerland

Find out everything you need to know about the health insurance system in Switzerland.

Properly insured
Lea Sprunger - The winning formula of a European champion
Digital consulting

Enjoy a digital consultation – in a live conversation with a CSS client advisor.

Try it now
Show more
1134243608
Well prepared for travelling abroad Confirmation of insurance

Your policy and insurance card are all you need in most countries.

Good to know

How to save on premiums

Premiums depend on where you live, your age and what deductible you choose.

Higher deductible
The higher the deductible, the lower the premium. How to make the right choice.
Find out more
Switch model
Change your medical point of contact and pay less.
Here’s how
Exclude accident cover
If you work at least 8 hours a week, you can save on premiums.
Change accident cover