Daily Hospital Indemnity Insurance
Under Daily Hospital Indemnity Insurance, you get an agreed amount for each day you spend in hospital – for a single room, home help or other expenses.
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The advantages for you
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You choose the amount of the flat-rate daily indemnity – up to CHF 350 per day.
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If you have to stay in hospital for a lengthy period, we’ll make an advance payment.
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No premium adjustment as you get older.
How Daily Hospital Indemnity Insurance works
If hospitalisation is medically prescribed, you get an amount agreed in advance for every day you spend in hospital. You can use your agreed flat-rate daily indemnity in any way you choose.
Benefits at a glance
Your premium depends on the benefit plan and your age when you take out the insurance. There are five benefit plans to choose from – each with a different flat-rate daily indemnity.
Overview of benefits
| Option | Per day | Per month | Max. per hospital stay |
|---|---|---|---|
| Benefit plan A | CHF 150 | CHF 4‘500 | CHF 216‘000 |
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Benefit plan B |
CHF 250 | CHF 7‘500 | CHF 360‘000 |
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Benefit plan C |
CHF 350 | CHF 10‘500 | CHF 504‘000 |
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Benefit plan D |
CHF 50 | CHF 1‘500 | CHF 72‘000 |
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Benefit plan E |
CHF 100 | CHF 3‘000 | CHF 144‘000 |
Frequently asked questions
Basic insurance doesn’t cover all your medical expenses. Under Daily Hospital Indemnity Insurance, you get an amount for each day you spend in hospital, thus taking the strain off your budget – making it the ideal way to supplement your Hospitalisation Insurance.
An agreed amount is paid for each day you spend in hospital on a doctor's orders. From the first day if accident-related and from the third day if illness-related.
No. You decide what you want to use the daily hospital indemnity for, e.g. upgrading to a single room or getting home help, child or pet care.
It's quite simple. Send us the Notification of hospitalisation form. We'll make sure you get paid straight away.
